Hello, Romania!

Discover a new banking experience!

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The first digital bank in Hungary.
Our achievements are gaining recognition.

Award: Bank of the Year 2023
Award: Banking Experience of the Year 2023
Award: Financial Solution of the Year for Young People 2023
Award: Acquisition Marketing Campaign of the Year 2023
Award: Cybersecurity Education Campaign of the Year 2023

Mastercard Bank of the Year Competition 2023, Hungary.

“We are here for you if you're looking for...”

wallet
free account management and bank card...
coins
favourable currency exchange rates...
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and high interest rates.
group photo of smiling young peopleLet’s get started

This information does not constitute an offer, it is purely informative. The detailed terms of contract are contained in the Terms of Business and the General Terms of Contract for cross-border services provided within the territory of Romania. Gránit Bank is a bank licensed in Hungary, and is authorised to provide financial services within the territory of Romania as part of cross-border services.

Be one of our first customers to open a bank account with a selfie

Open an account until 3/31/2025 and receive a bonus amount of up to RON 400.(1)

(1) Download the Gránit eBank mobile application from the App Store or the Google Play Store, open your bank account with a selfie until 3/31/2025, and during the process, accept the Consent to Marketing Purposes. Until the end of the 3rd calendar month after the opening of the account, a minimum of RON 400 must be credited to your bank account in one sum every month for 3 months, and you must make at least 3 purchases with your bank card every month to be eligible for a bonus amount of up to RON 400. Click here for the details
(2) During the promotion period till 6/30/2025. Outside the promotion period: 0.25% (min. RON 10; max. RON 2000)

open your bank account

Account opening has never been easier

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Download the Gránit eBank App

Download the app

Download the Gránit eBank app from Google Play, the App Store or the AppGallery.

In addition to your main RON account, you can have several foreign currency accounts, too.

Enter your details and accept the necessary notices and documents.

Identify yourself quickly with a 15-second selfie video.

We’ll contact you about your account opening via email.

Bank card available for the Hello Gránit RON account

GRÁNIT RON Mastercard embossed bank card

Gránit Bank bank card
Money icon

Fee from the 1st year

RON 0

Money icon

Fee from the 2nd year(3)

RON 0

Bank cards icon

available with the Gránit Digital card service (4)

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Made from environmentally friendly, recycled material

Mobile phone with a bank card icon

Google Pay, Apple Pay mobile payment available

Bank card in an ATM icon

The same fee is charged at all ATMs (5)

(3) with a special offer until 12/31/2025, 39 RON without special offer.

(4) A service where the Bank makes available certain bank card products digitally to new customers, which products can be used in the Gránit eBank Service. Fee of the service: with a special offer until 3/31/2025: 0 RON, without special offer: 12.0 RON. To use the service, you must activate the Gránit eBank mobile banking app.

(5) Fee charged by Gránit Bank. As ATM operators and merchants outside Hungary may charge a fee for using a bank card, please check before payment or cash withdrawal. These fees are collected by the Bank and are payable by the customer.

Account opening

Outstanding, 3% interest without a fixed deposit.

3 dots in a blue circle

Interest credited

Other income

RON 500

11/30/2024

Mosolygós lány kamatjóváírás közben

You will now get 3% instant-access interest on the liquid amount on your Hello Gránit RON account. (AER: 3.00%)(6)(7)

(6) The special offer is valid until 3/31/2025. The instant-access interest rate shows the amount of the interest the bank will pay on the funds in your bank account over a period of one year, calculated daily based on the current (end-of-day) balance of your bank account. The AER (EBKM in Hungarian) stands for the Annual Effective Rate, an indicator of the actual yield on the deposit. The AER shows the amount of interest to be paid out on the deposit over the whole calendar year, i.e. the extent of the return on the investment. The indicator is calculated on the basis of the actual amount to be paid, less costs.

Account opening

Get a foreign currency account with your bank account

European Union flag
EUR-based foreign currency account
Account management fee:
0 EUR
Hungarian flag
HUF-based foreign currency account
Account management fee:
0 HUF
USA flag
USD-based foreign currency account
Account management fee:
0 USD
British flag
GBP-based foreign currency account
Account management fee:
0 GBP
Swiss flag
CHF-based foreign currency account
Account management fee:
0 CHF
Black USD card
Black EUR card
Green foreign currency card

Get a bank card for your HUF, EUR or USD account

Gránit Easy fixed deposits

Make a fixed deposit in RON, EUR, HUF, USD, GBP or CHF until 3/20/2025 with favourable interest rates.

Fixed deposit from RON account
1-month deposit term
Annual interest rate: 4.25%
AER: 4.25%
3-month deposit term
Annual interest rate: 4.75%
AER: 4.75%
6-month deposit term
Annual interest rate: 5.00%
AER: 5.00%
12-month deposit term
Annual interest rate: 5.00%
AER: 5.00%

Minimum deposit amount: 500 RON

Fixed deposit from EUR account
1-month deposit term
Annual interest rate: 0.95%
AER: 0.95%
3-month deposit term
Annual interest rate: 1.25%
AER: 1.25%
6-month deposit term
Annual interest rate: 1.75%
AER: 1.75%
12-month deposit term
Annual interest rate: 2.75%
AER: 2.75%

Minimum deposit amount: 350 EUR

Fixed deposit from HUF account
1-month deposit term
Annual interest rate: 3.00%
AER: 3.00%
3-month deposit term
Annual interest rate: 4.25%
AER: 4.25%
6-month deposit term
Annual interest rate: 4.75%
AER: 4.75%
12-month deposit term
Annual interest rate: 5.00%
AER: 5.00%

Minimum deposit amount: 50,000 HUF

Fixed deposit from USD account
1-month deposit term
Annual interest rate: 2.50%
AER: 2.50%
3-month deposit term
Annual interest rate: 2.75%
AER: 2.75%
6-month deposit term
Annual interest rate: 3.00%
AER: 3.00%
12-month deposit term
Annual interest rate: 3.50%
AER: 3.50%

Minimum deposit amount: 500 USD

Fixed deposit from GBP account
1-month deposit term
Annual interest rate: 1.00%
AER: 1.00%
3-month deposit term
Annual interest rate: 1.00%
AER: 1.00%
6-month deposit term
Annual interest rate: 1.25%
AER: 1.25%
12-month deposit term
Annual interest rate: 1.25%
AER: 1.25%

Minimum deposit amount: 350 GBP

Fixed deposit from CHF account
1-month deposit term
Annual interest rate: 0.20%
AER: 0.20%
3-month deposit term
Annual interest rate: 0.20%
AER: 0.20%
6-month deposit term
Annual interest rate: 0.30%
AER: 0.30%
12-month deposit term
Annual interest rate: 0.30%
AER: 0.30%

Minimum deposit amount: 350 CHF

Kék balra icon
Kék jobbra icon

(7) Pursuant to Hungarian tax legislation, the Bank must deduct 15% as withholding tax both from the instant-access balance of the account and from the interest paid on fixed deposits. The Bank automatically deducts the relevant tax. Click here to read the Announcement on Deposits.

The special offer is available until 3/20/2025. This information does not constitute an offer, and the Bank reserves the right to amend the conditions. The fixed deposits referred to in this notice are insured by the National Deposit Insurance Fund. The detailed description of the deposit agreement is contained in the Terms of Business, the General Terms of Contract for Deposit Transactions offered in the territory of Romania as cross-border services and in the Announcement on Deposit Transactions and other Savings products offered to retail customers in the territory of Romania as cross-border services.

Exchange currency at the mid-market rate (8) up to your monthly limit.

Free account management, foreign currency card and currency exchange

Ready-to-use, digital foreign currency card

iPhone currency exchange from the app
iPhone digital currency exchange
iPhone digital foreign currency card
(8) Mid-market rate shall mean the Digital Rate, which is the Reference Exchange Rate applied to book transfers between the currencies specified in the Announcement, during the execution of Payment Orders submitted in the eBank app, during the period and up to the amount specified in the current Announcement. The Digital Exchange Rate equals the interbank mid-market exchange rate, with the note that the rate is updated every 5 minutes between 9am and 5pm Budapest time, on Hungarian banking days.

Manage your finances easily and digitally.

Open an account using a selfie in a few minutes in the GRÁNIT eBank app.

Mini logo of Gránit Bank

Workplace

RON 9000

Salary

13.11.2024

Other exchange rates

For book transfers between your own accounts in different currencies, the Bank uses an account...More

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Currency
Sale
Currency
Mid-rate

Frequently Asked Questions